Powerbilly
Cheapest McKinney electricity rates (September 2026)
McKinney is in Oncor Electric Delivery's delivery area, and its regulated charge is in every price here. Plans are ranked by what a full year costs at McKinney's own seasonal usage rather than at the advertised 1,000 kWh.
Worth buying in McKinney
The cheapest plans over a full McKinney year from a provider rated 3★ or better with no flagged catches. Everything sold here is in the ranking below, cheapest first.
Top pick
$101/mo
a full McKinney year
- Term1 mo
- Cancel feeNone
2nd pick
$101/mo
a full McKinney year
- Term1 mo
- Cancel feeNone
3rd pick
$104/mo
a full McKinney year
- Term3 mo
- Cancel fee$150
These prices assume a typical McKinney home, 13,800 kWh across the year. Enter one real month from your bill and every plan re-ranks against your own usage, with filters for term, provider rating and renewable share.
Every McKinney plan, cheapest first
| # | Plan | Term | Per month | Per year | Effective rate | Catches |
|---|---|---|---|---|---|---|
| 1 | Variable Advantage Top pick Southern Federal Power LLC | 1 mo | $101 | $1,216 | 8.8¢ | none |
| 2 | No Contract Advantage 2nd pick Ranchero Power | 1 mo | $101 | $1,216 | 8.8¢ | none |
| 3 | SmartGreen 3 Smartenergy Holdings LLC | 3 mo | $104 | $1,242 | 9.0¢ | base charge |
| 4 | Octo Simple 3 3rd pick Octopus Energy | 3 mo | $104 | $1,249 | 9.0¢ | none |
| 5 | Sustainable Home Bundle - 3 $49.99 upfront Tara Energy | 3 mo | $112 | $1,346 | 9.8¢ | none |
| 6 | Sustainable Lifestyle - 3 $49.99 upfront Amigo Energy | 3 mo | $112 | $1,346 | 9.8¢ | none |
| 7 | Sustainable Living Bundle - 3 $49.99 upfront Just Energy | 3 mo | $112 | $1,346 | 9.8¢ | none |
| 8 | Sustainable Days Bundle - 3 Time-of-use $49.99 upfront Just Energy | 3 mo | $113 | $1,353 | 9.8¢ | time-of-use |
| 9 | Sustainable Simply Days - 3 Time-of-use $49.99 upfront Amigo Energy | 3 mo | $113 | $1,353 | 9.8¢ | time-of-use |
| 10 | Balanced Days Bundle - 3 Time-of-use $49.99 upfront Tara Energy | 3 mo | $113 | $1,353 | 9.8¢ | time-of-use |
| 11 | PTC 3 Month - Postpaid Payless Power | 3 mo | $116 | $1,387 | 10.0¢ | none |
| 12 | Choose 3 Spark Energy LLC | 3 mo | $117 | $1,400 | 10.1¢ | none |
| 13 | Companion + Perks 8 Companion Energy | 8 mo | $119 | $1,429 | 10.4¢ | none |
| 14 | Gexa Eco Choice 8 Gexa Energy | 8 mo | $119 | $1,429 | 10.4¢ | none |
| 15 | Frontier Power Saver 8 Frontier Utilities | 8 mo | $119 | $1,429 | 10.4¢ | none |
| 16 | Digital Choice 8 Rhythm | 8 mo | $121 | $1,454 | 10.5¢ | none |
| 17 | No Bull 8 Energy Texas | 8 mo | $121 | $1,454 | 10.5¢ | none |
| 18 | SoFed Try Us Out Now - 3 Southern Federal Power LLC | 3 mo | $122 | $1,464 | 10.6¢ | none |
| 19 | Ranchero Cheapskate - 3 Ranchero Power | 3 mo | $122 | $1,464 | 10.6¢ | none |
| 20 | Essential Infusion 3 Infuse Energy | 3 mo | $124 | $1,493 | 10.8¢ | base charge |
| 21 | Simple Switch 3 Constellation NewEnergy Inc | 3 mo | $125 | $1,497 | 10.8¢ | min-usage fee |
| 22 | Stars and Stripes Flex Revolution Energy LLC | 1 mo | $125 | $1,504 | 10.9¢ | base charge |
| 23 | PTC Infusion Flex Infuse Energy | 1 mo | $125 | $1,505 | 10.9¢ | base charge |
| 24 | Essential Infusion Flex Infuse Energy | 1 mo | $126 | $1,507 | 10.9¢ | base charge |
| 25 | Liberty Bell Flex Revolution Energy LLC | 1 mo | $126 | $1,508 | 10.9¢ | base charge |
| 26 | Octo Simple 6 Octopus Energy | 6 mo | $126 | $1,511 | 10.9¢ | none |
| 27 | Stars and Stripes Green Flex Revolution Energy LLC | 1 mo | $126 | $1,517 | 11.0¢ | base charge |
| 28 | PTC Green Infusion Flex Infuse Energy | 1 mo | $127 | $1,518 | 11.0¢ | base charge |
| 29 | Bright Nights 10 Time-of-use Chariot Energy | 10 mo | $127 | $1,520 | 11.0¢ | time-of-use, base charge |
| 30 | Essential Infusion Green Flex Infuse Energy | 1 mo | $127 | $1,521 | 11.0¢ | base charge |
Time-of-use prices assume the split between discounted and full-price hours printed in each plan's fact label. A home that leans on the full-price hours pays more than the table shows.
The 30 cheapest of 170 plans sold in McKinney.
Cheapest of the conditionally priced plans
- Time-of-use Sustainable Days Bundle - 3 Just Energy $113/mo time-of-use
- Minimum-usage fee Simple Switch 3 Constellation NewEnergy Inc $125/mo min-usage fee
- Prepaid Summer 2026 Pronto Power $157/mo prepaid
How this ranking works
Prices are a full year at McKinney's usage shape, from the ERCOT load profile for the North Central weather zone: 13,800 kWh a year, peaking near 1,882 in August and dropping to about 741 in March. Ranking on the year instead of the advertised 1,000 kWh moves any plan whose price depends on where monthly usage lands. It moves them here: Simple Saver 3 wins at 1,000 kWh and is not the cheapest once a full McKinney year is priced.
"Effective rate" is the yearly total divided by the year's kWh. Your home isn't the state-average home, so enter your real usage and every plan re-ranks against your own bills.
These are residential plans. Business and commercial supply in McKinney is quoted per site rather than published as a rate, so none of it appears here and a residential rate is not what a business would pay.
Same answer nearby
These cities share McKinney's delivery area and weather zone, so this ranking is theirs too: Dallas, Fort Worth, Arlington, Plano, Irving, Garland, Frisco, Waco, Duncanville, Cleburne, Anna, Harker Heights.
Rank these plans for your usage →
Prices from PowerToChoose, refreshed daily (last refresh September 15, 2026). Rankings are commission-blind. Load profile from ERCOT's backcasted residential data. How this site works · How Power to Choose works (and where it misleads).