Payless Power plans and rates

Every plan Payless Power currently sells, priced at the real all-in monthly bill rather than the advertised rate. ★ 1.0 on the Public Utility Commission's complaint scorecard.

The lineup, cheapest first

5 plans, ranked by the full monthly bill at 1,000 kWh in the cheapest delivery area each is sold in: energy, regulated delivery charges, and fees together. Prices updated September 15, 2026.

Cheapest, with a caveat

PTC 3 Month - Postpaid

$101/mo

all in at 1,000 kWh, cheapest delivery area

  • Term
    3 mo
  • Renewable
    26%
  • Cancel fee
    $99
  • Catches
    none

Sign up Plan details View EFL

Nothing here clears our usual bar (3★ or better, no flagged catches), so this is simply the cheapest.

PlanTermTypeAll-in at 1,000 kWhAdvertisedCatches
PTC 3 Month - Postpaid AEP Texas Central, AEP Texas North, CenterPoint, Oncor, TNMP 3 mo Fixed, 26% renewable $101 10.1¢ none
PTC 6 Month - Postpaid AEP Texas Central, AEP Texas North, CenterPoint, Oncor, TNMP 6 mo Fixed, 26% renewable $135 13.5¢ none
PTC 12 Month - Postpaid AEP Texas Central, AEP Texas North, CenterPoint, Oncor, TNMP 12 mo Fixed, 26% renewable $138 13.8¢ none
PTC 6 Month - Prepaid Prepaid AEP Texas Central, AEP Texas North, CenterPoint, Oncor, TNMP 6 mo Fixed, 26% renewable $159 15.9¢ prepaid
PTC 12 Month - Prepaid Prepaid AEP Texas Central, AEP Texas North, CenterPoint, Oncor, TNMP 12 mo Fixed, 26% renewable $162 16.2¢ prepaid

How Payless Power prices its plans

Across those 5 plans, these are the pricing structures we detect in the Electricity Facts Labels and Terms of Service. They are the same ones the Catches column names, counted per plan rather than per delivery area:

None of these make a plan a bad deal on its own. They do mean the advertised rate is not what you'll pay, which is why the table above prices the whole bill instead.

No flagged catch at all on 3 of 5.

The star rating is the Public Utility Commission of Texas's complaint score, not a review: it counts complaints filed against a provider relative to its size over a rolling six months, and providers are graded on a curve. It says something about customer service and nothing about price. How the rating works.

Where Payless Power sells

Those pages rank Payless Power's plans against every competitor in the same delivery area, which is the comparison that decides whether any of the above is actually a good deal.

Compare against every provider →

Prices from PowerToChoose, refreshed daily (last refresh September 15, 2026). Rankings are commission-blind. This site isn't affiliated with Payless Power. How this site works.