Ranchero Smart & Fixed - 11
Ranchero Power
11 mo term Fixed 6% renewable
The honest cost
All-in monthly cost (energy, delivery, and fees together) at the three standard usage levels, per delivery area. Advertised rates only tell you the price at exactly 1,000 kWh.
These are the last figures we recorded, on 2026-07-24. They include the TDU delivery charges in effect then. Delivery charges are reset at least twice a year (March 1 and September 1, plus interim adjustments), so a bill today would differ even if the plan were still sold.
| Delivery area | 500 kWh | 1,000 kWh | 2,000 kWh | Advertised |
|---|---|---|---|---|
| AEP TEXAS CENTRAL | $64 | $120 | $232 | 12.0¢/kWh |
| AEP TEXAS NORTH | $64 | $120 | $232 | 12.0¢/kWh |
| CENTERPOINT ENERGY HOUSTON ELECTRIC LLC | $61 | $112 | $216 | 11.2¢/kWh |
| ONCOR ELECTRIC DELIVERY COMPANY | $66 | $123 | $238 | 12.3¢/kWh |
| TEXAS-NEW MEXICO POWER COMPANY | $72 | $130 | $248 | 13.0¢/kWh |
The catch
No pricing gimmicks detected in this plan's structure or EFL.
At the end of the term, this plan renews itself onto a month-to-month variable rate, and the final expiration notice can arrive as little as 14 days before the switch. Holdover rates usually run well above the contract rate, so mark the end date and shop again.
Cancellation fee: $179
Fees in the fine print
Pulled from this plan's Terms of Service. None of these apply if every bill is paid on time, but when one does hit, the amount depends on the provider, not the rate you signed.
- Late payment: 5% of the past-due balance
- Returned payment: $40
Plan documents
Plans that beat it
Each of these is cheaper at 1,000 kWh in every delivery area it shares with this plan. Prices and savings vary by area, so ranges span the areas in the table above.
- Gexa Eco Choice 10 by GEXA ENERGY (★ 4.0) $107–$124/mo saves $5–$8/mo
- Basic 12 by Veteran Energy (★ 3.0) $108–$125/mo saves $4–$7/mo
- Speedy 12 by Express Energy (★ 3.0) $108–$125/mo saves $4–$7/mo